Rutland Homes under $400,000

Rutland Homes under $400,000

Welcome to Rutland, New York—a hidden gem nestled in the picturesque Jefferson County. This charming town boasts a rich history and a warm, welcoming community that makes it an ideal place to call home. With its stunning landscapes, friendly neighbors, and a relaxed pace of life, Rutland captures the essence of small-town living while offering easy access to outdoor adventures and urban amenities.

One of the most appealing aspects of Rutland is the affordability of its real estate market. Homes priced under $400,000 are not just a dream here; they are a reality! Whether you’re a first-time homebuyer, looking to downsize, or seeking a peaceful retreat, Rutland has a variety of options to suit your needs. From quaint single-family homes with spacious yards to modern townhouses that offer low-maintenance living, there’s something for everyone.

Imagine waking up to the serene beauty of the Adirondack Mountains, enjoying the crisp air, and exploring the nearby hiking trails or fishing spots. Rutland’s close-knit community often hosts local events, farmers' markets, and seasonal festivals, fostering a sense of belonging and camaraderie among residents. The town’s excellent schools and family-friendly atmosphere make it a fantastic place to raise children, while retirees will appreciate the tranquility and slower pace of life.

If you’re ready to discover your dream home in Rutland, New York, don’t miss the opportunity to explore the diverse range of properties available under $400,000. Embrace the charm of this delightful town and start your journey toward homeownership today!

Newest Rutland Homes under $400,000

108 W Remington Street, Rutland
$258,999
4 Beds ⋅ 2 Baths ⋅ S1717138 MLS
Welcome to 108 W Remington St; where classic charm meets a fresh, modern feel! This beautifully updated 4-bedroom, 2-bath home offers the space, comfort, and curb appeal you’ve been looking for, with thoughtful improvements throughout. Step inside to bright, inviting living spaces, generously sized bedrooms, and a functional layout designed for everyday living and entertaining. The home has been refreshed with a clean, modern aesthetic while maintaining the character that makes an older home feel special. Outside, the improvements continue with a freshly updated driveway, a spacious yard, and a detached one-stall garage offering convenient parking and additional storage. With four bedrooms and two full baths, there’s plenty of room for a growing household, guests, a home office, or whatever your lifestyle requires. Located in the Black River area, this property combines the feel of a refreshed home with convenient access to the surrounding communities, shopping, dining, and amenities. Beautifully refreshed, move-in ready, and ready for its next chapter. Come see 108 W Remington St for yourself!

108 W Remington Street, Rutland
24307 Boot Jack Hill Road Unit 309, Rutland
$189,000
5 Beds ⋅ 2 Baths ⋅ S1714903 MLS
Situated on a spacious 1.33-acre lot in the Town of Rutland, this turn-key duplex at 24307-309 Boot Jack Hill Road offers an exceptional opportunity for both investors and house-hacking owner-occupants. Perfectly located in the Carthage Central School District, the home enjoys a peaceful setting just minutes from Fort Drum and close to the popular Black River Trail for outdoor recreation, walking, and biking. The entire property underwent a comprehensive renovation in 2017, featuring an updated roof, separate furnaces, plumbing, electrical systems, select windows, flooring, and carpeting throughout, delivering total peace of mind for the next owner. The layout consists of a spacious 3-bedroom unit on one side and a comfortable 2-bedroom unit on the other. Both units are currently occupied with leases expiring in November, providing the incoming buyer total flexibility to renew with the current tenants or move into one side while letting the other unit help offset the mortgage. Schedule your showing today to explore this low-maintenance property in a prime location!

24307 Boot Jack Hill Road Unit 309, Rutland
30875 State Route 3, Rutland
$205,000
3 Beds ⋅ 1 Baths ⋅ S1714211 MLS
Looking for a home with a large Garage and a Fully Fenced Yard? Then you need to see this. Conveniently located minutes from Fort Drum, Watertown, and Carthage, the Home has had numerous improvements to include new Kitchen Cabinetry, Countertops, Metal Roofing on Home and Garage, Stained Hardwood Floors, Laminate Flooring, Furnace (2019), and more. First Floor offers a fully remodeled Kitchen with Stainless Steel Refrigerator, Gas Stove with Hood, Laminate Flooring, Subway Backsplash, Pantry, and easy access to Laundry Room and Back Deck with Fenced Yard. Front entrance leads into the Dining Room, then to Large Living Room. First floor Bedroom is nicely sized, Large Full Bath and entrance to Basement finish off the main Floor. Stairway in Living Room to 2 more Bedrooms. The Fully Fenced Yard has additional land in rear, yard enters into Garage as well. Large Garage with work space and storage. Front Porch has been refurbished to bring it back to it's original beauty. Home is Vacant and Move in Ready. Call for your private showing today.

30875 State Route 3, Rutland
161 W Remington Street, Rutland
$189,000
3 Beds ⋅ 1 Baths ⋅ S1713836 MLS
3 bedroom home on nearly half an acre in Village of Black River. Featuring modern kitchen, dining area, and large living room. First floor also has a half bath for guests, and large Bonus room leading to the back deck. Full bathroom, large landing, and bedrooms on 2nd floor. New roof and over 20 new windows on house and garage just 4 years ago. Efficient natural gas furnace, as well as public water & sewer. LOts of room for toys & storage in the 2 car garage and plenty of outdoor areas to relax and play. This home is being sold As Is.

161 W Remington Street, Rutland
30493 State Route 12, Rutland
$85,600
4 Beds ⋅ 2 Baths ⋅ S1710643 MLS
Home is centrally located between Watertown and Carthage, and just minutes from Fort Drum. Needs rehab to bring back to life. 4 Bedroom, 2 full bath with Living Room, Dining area and large Kitchen. Nice Garage with breezeway to home. One acre lot. Call for more information.

30493 State Route 12, Rutland
17590 Jacobs Road, Rutland
$249,900
4 Beds ⋅ 1 Baths ⋅ S1709760 MLS
Country farmhouse that has been well loved by the same family for over 50 years! Here is your opportunity to own a slice of country living! Set on over 7 acres, this spacious farmhouse offers the room, charm, & outdoor setting you've been looking for. Inside you'll find large, generously sized rooms throughout that flow nicely together providing plenty of space for everyday living & entertaining. The kitchen offers ample cabinet/countertop space, room for a dining set plus a breakfast bar that flows to the formal dining room & then the living room. Oversized windows offer an abundance of natural light. A large bedroom with a huge closet, full bathroom & laundry/pantry complete the first floor. Upstairs are 3 bedrooms all with oversized closets. A covered front porch welcomes your guests, while the breezeway provides a connection to the attached 2 car garage complete with power, overhead door openers, a generator connection, and workshop space perfect for hobbies, projects or extra storage. The horseshoe driveway is blacktop & gives plenty of room for additional parking. Step outside & enjoy the peaceful setting from the covered back patio overlooking the property. With 2 ponds & over 7 acres that has trails to explore there's plenty of room for gardening, hunting, recreation, animals, or simply enjoying the country life. Centrally located in between Watertown & Copenhagen, 20 minutes to Fort Drum & no village taxes!

17590 Jacobs Road, Rutland
162 S Main Street, Rutland
$269,000
4 Beds ⋅ 2 Baths ⋅ S1708048 MLS
Move in Ready! Spacious 4-5 bedroom home in Village of Black River. Just 2 minutes to Fort Drum and a short drive to Watertown, this home has everything you need. Enjoy village amenities such as ball park, playground, and library, while owning over an acre of land too! 4 large bedrooms; one on 1st floor with half bath; and a 5th bonus room that could also be 2nd living room, craft room, ...you name it! Good size bathroom on second floor and closets Galore. There's no lack of storage in this home! Bright & sunny kitchen with stainless appliances and formal dining room. A wonderful mix of old & new in this home. Blown-in insulation added just last year, a fresh coat of paint, and a water softener for those that like a little extra luxury in the shower. Efficient natural gas heat and toasty gas stove will keep the whole home extra cozy in the winter. Outside you'll find a fenced in area to keep our loved ones safe, and large back deck overlooking the acre plus of lawn. Large barn with electric can handle your favorite car, toys, and hobbies safely. Too many perks to list. Come take a look for yourself!

162 S Main Street, Rutland
24406 Back Street, Rutland
$239,000
3 Beds ⋅ 3 Baths ⋅ S1697903 MLS
Charming and private, this beautiful home offers the perfect blend of modern updates and classic character on a side street—located just minutes from Fort Drum for an effortless military commute. Positioned just a quick 10-minute drive to both Watertown and Carthage, this property delivers unbeatable convenience while remaining just off the beaten path. Step inside through the enclosed side porch to discover a stunning kitchen complete with custom cabinetry, granite countertops, and original hardwood flooring. The main level flows effortlessly from the kitchen into a formal dining room and a massive family room, featuring cozy gas forced-air heat and a fireplace. A convenient first-floor laundry room and half bath lead into the welcoming living room, where a striking staircase guides you upstairs. The second level features three spacious bedrooms and two full baths, including a private master suite complete with an en suite bathroom, a walk-in closet, and pull-down stairs for easy attic access. Outdoor living is a breeze on the back deck, which overlooks a partially fenced backyard—ideal for pets, play, or planting your dream vegetable and flower gardens. At the end of the long driveway sits a detached two-car garage, providing excellent storage and added privacy. Equipped with reliable municipal water and sewer, this home truly has it all. To help buyers bring the original hardwood floors back to their full luster and refresh the home to their exact taste, the seller is generously offering a $2,500 flooring and personalization credit at closing. This property is simultaneously available for sale or rent. For more details on leasing terms or to schedule a private tour, contact the listing agent today. See MLS #1715169 for rental details. Schedule your showing today before this exceptional property is gone!

24406 Back Street, Rutland
112 Stafford Drive, Rutland
$295,000
3 Beds ⋅ 2 Baths ⋅ S1697207 MLS
Welcome to this beautifully updated three-bedroom, two-bathroom residence that offers the perfect blend of modern comfort and peaceful country living. Situated on a quiet cul-de-sac just outside the charming village of Black River, this thoughtfully maintained home presents an exceptional opportunity for those seeking a move-in ready property with desirable upgrades throughout. Enter inside and discover a spacious living room that immediately impresses with its generous proportions, providing ample space for gatherings and everyday relaxation. The formal dining area flows seamlessly from the living space, creating an ideal setting for hosting dinner parties or enjoying holiday meals with loved ones. The kitchen has been outfitted with stainless steel appliances, including a gas range that will delight any cooking enthusiast. Whether you are preparing a quick weeknight meal or an elaborate weekend feast, this culinary space offers both functionality and style. Recent improvements to this property demonstrate the previous owners' commitment to quality and longevity. A durable metal roof provides excellent protection from the elements while requiring minimal maintenance for years to come. The brand-new boiler system ensures efficient and reliable heating during those brisk New York winters. Additionally, all new flooring throughout the home creates a fresh, cohesive aesthetic that welcomes you from the moment you enter. The attached two-stall garage offers convenience during inclement weather, and resourceful homeowners will appreciate the small office that has been cleverly constructed at the rear of the garage. This bonus space serves wonderfully as a home office, workshop, or hobby room, providing flexibility for your lifestyle needs. In addition, the garage is both heated and has AC, so you are comfortable regardless of the season. Outside, a large shed offers substantial storage capacity for lawn equipment, outdoor furniture, seasonal decorations, and recreational gear. The property's location provides easy access to nearby amenities while maintaining the tranquil atmosphere that makes this area so appealing.

112 Stafford Drive, Rutland
21400 Hadcock Road, Rutland
$399,000
3 Beds ⋅ 3 Baths ⋅ S1674129 MLS
A brand new roof was installed in June 2026, giving this home a great head start. Situated on over 6 acres, this property offers 3 bedrooms and 2.5 baths with plenty of room to spread out indoors and enjoy the outdoors too. The main floor features an open concept living room and kitchen, a first floor laundry room, a mudroom, a half bath, a private office, and a second living area that adapts easily to whatever you need it for. Sliding glass doors open onto the backyard patio, and a spacious covered front porch gives you another spot to unwind. Upstairs you'll find two bedrooms sharing a full bathroom, plus a primary suite with its own bath featuring both a soaking tub and a walk in shower. Recent updates include new flooring in the upstairs bedrooms and hallway, new tile in the primary bedroom, and a newer dishwasher in the kitchen. The basement is partially finished, adding extra room for hobbies, recreation, storage, or entertaining guests. Outside you'll find an above ground pool with a newer liner, along with an attached two car garage. This home sits in the Watertown zip code but falls outside city limits, meaning no city taxes, while still keeping you close to everyday conveniences. Schedule a showing today!

21400 Hadcock Road, Rutland
27938 State Route 126, Rutland
$139,000
2 Beds ⋅ 1 Baths ⋅ S1689127 MLS
Unique Opportunity on 5.47 acres with approximately 600 foot road frontage. Formerly designed for commercial use and now zoned residential, this property offers potential buyers the opportunity to explore future business possibilities, subject to municipal approval. This versatile bungalow-style building offers a partially finished interior ready to be customized to suit your needs. Numerous updates have already been made, including some pex plumbing, water heater, roof, windows, laminate flooring, sheetrock, knotty pine ceilings, heater, paved parking lot. Expansive acreage offering room to expand or simply enjoy the privacy of a country setting. The property also features a barn that is in need of some repair, could offer storage or restoration potential. Whether you are looking for a unique residence, investment opportunity or a property with endless possibilities, this is the property for you! Some of the projects need to be finished, utilities are off. If used for residential purposes has option of 2 small bedrooms, open concept living room and kitchen area. Being sold AS IS.

27938 State Route 126, Rutland
24418 Main Street, Rutland
$155,000
3 Beds ⋅ 2 Baths ⋅ S1685569 MLS
This 3 bedroom home has a large landscaped side and backyard. Paver patio enhances the backyard and is located off the spacious deck. Nice size open kitchen, formal dining room with a pellet stove, large light filled family room with French doors and main floor bath with laundry. The 2 stall garage is nestled in the back of the property. Located in the village of Felts Mills. Schedule your showing today.

24418 Main Street, Rutland
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