Watertown City Homes under $200,000

Watertown City Homes under $200,000

**Discover the Charm of Watertown City, NY: Your Ideal Home Awaits!**

Nestled in the heart of Jefferson County, Watertown City, NY, is a vibrant community that beautifully blends small-town charm with modern amenities. Known for its rich history and welcoming atmosphere, Watertown offers residents a unique lifestyle filled with outdoor adventures, cultural experiences, and a strong sense of community. With its picturesque parks, local shops, and a variety of dining options, you’ll find everything you need right at your doorstep.

For those seeking affordable housing options, Watertown City is an exceptional choice. The real estate market features a variety of homes priced under $200,000, making it an ideal destination for first-time buyers, families, and investors alike. From cozy single-family homes to charming townhouses, there’s something for everyone. These properties often come with spacious yards, proximity to schools, and easy access to recreational activities, ensuring a fulfilling lifestyle for residents.

Watertown City is also conveniently located near the stunning Thousand Islands region and the majestic St. Lawrence River, providing endless opportunities for boating, fishing, and exploring nature. With a strong sense of community and a variety of local events throughout the year, you’ll quickly feel at home in this delightful city.

Whether you’re looking to start a new chapter or invest in a promising property, Watertown City, NY, offers a perfect blend of affordability and charm. Explore your options today and find the home of your dreams in this captivating community!

Newest Watertown City Homes under $200,000

693 Mill Street, Watertown City
$121,900
4 Beds ⋅ 2 Baths ⋅ S1712642 MLS
First time available. This city duplex has been in same family since 1945. There is a private fenced in backyard. The roof has been stripped and re shingled one year ago. The many updated areas in the past have been electric service and vinyl siding . The bathrooms have been updated. also the natural gas forced air furnaces have both been replaced in last five years, The natural gas hot water tanks have also been replaced in last five years. Great to live in one side and rent the other. For the entrepeneur lots of updates to keep expenses low. Seller is retiring from being in rental business . Seller is an Associate Real Estate Broker. HOME WARRANTY APPLIES

693 Mill Street, Watertown City
129 Breen Avenue, Watertown City
$164,900
4 Beds ⋅ 2 Baths ⋅ S1720063 MLS
Welcome home to this 4-bedroom, 1½-bath home with the convenience of first-floor living! The large kitchen is the heart of the home, with plenty of cabinet and counter space for everyday meals and gatherings. Just off the kitchen, the formal dining room is ready for holiday dinners and special occasions. A first-floor bedroom offers flexibility for guests, a home office, or one-level living, and the first-floor laundry and half bath add everyday convenience. Upstairs, three additional bedrooms and full bath provide comfortable space. Outside, enjoy a fully fenced-in yard, perfect for plus a small detached garage for parking or storage. Conveniently located close to shopping, dining, and everyday necessities. Schedule your showing today!

129 Breen Avenue, Watertown City
1506 State Street, Watertown City
$159,000
3 Beds ⋅ 1 Baths ⋅ S1720060 MLS
Welcome home to this beautifully renovated 3-bedroom, 1-bathroom home, offering a fresh, move-in-ready feel with all the right updates. Inside, you’ll find a clean, modern living space complemented by brand-new appliances and thoughtful renovations throughout. Outside, ample parking provides plenty of convenience for residents and guests. Whether you’re looking for your first home or simply a place that’s ready to enjoy without the hassle of major updates, this home is a great opportunity!

1506 State Street, Watertown City
115 Moore Avenue, Watertown City
$179,900
3 Beds ⋅ 2 Baths ⋅ S1719810 MLS
Charming & Turn-Key Near Thompson Park! Welcome to this move-in-ready home situated on Moore Ave in the City of Watertown, just a block from Thompson Park. This well-maintained residence features 3 bedrooms and 2 full bathrooms, newly installed carpeting, and low-maintenance upkeep throughout. Enjoy a bright & cozy living space, a functional kitchen layout, and a manageable yard ideal for easy weekend relaxing. Plus, a full basement and detached garage afford you bonus storage & work space. Walk or bike to Thompson Park to explore 500+ acres of Olmsted-designed trails, scenic overlooks, golf, and Zoo New York — all while staying minutes from downtown Watertown amenities and an easy commute to Fort Drum. Whether you are a first-time homebuyer or looking to downsize without sacrificing quality, this property delivers worry-free living at an affordable price. Contact an agent today for more information, or to schedule a showing!

115 Moore Avenue, Watertown City
711 Leray Street, Watertown City
$135,000
4 Beds ⋅ 3 Baths ⋅ S1718156 MLS
Great investment opportunity in Watertown. This two unit duplex offers two separate apartments, providig excellent potential for rental income or owner occupancy. Each unit offers comfortable livingg space with its own kitchen, living areas, bedrooms and bathrooms. Property offers over 15000 sq ft lot with a large back yard. Conveniently located near shopping, restaurants, schools, and local amenities. A solid opportunity for an investor looking to add a multi-family property to their portfolio. School taxes are from 2025 records This property is being sold AS IS.

711 Leray Street, Watertown City
867 W Main Street, Watertown City
$149,000
3 Beds ⋅ 2 Baths ⋅ S1718994 MLS
Spacious Two-Story Brick Home, looking for new owner & priced to sell! Very well maintained with thoughtfully enhanced updates & original character, offers 1530 sq.ft. (+/-) of comfortable living space, open front porch, enclosed mudroom entrance for coats & shoes, bright country kitchen opens to dining room, large double living room/parlor, partial bathroom on main level, replacement windows, blinds & drop ceiling. Heading upstairs there is a nice landing area with built in desk, ample closet space, three (3) bedrooms, updated 1 full bath, some natural woodwork, full walk-up attic for additional storage space, natural gas, central air conditioning, public water & septic. Large full unfinished stand-up basement has always been dry, offers both workshop & pantry areas, 200 amp service, updated electrical system, wired for generator, washer & dryer hookups. Recent updates within past few years include: Converted downstairs for aging parents, one floor living, put in ½ bath with step in shower, elevated toilet & LED light (no sink), instillation of laundry area (water & drain) at base of stairs for washer/dryer combination unit, electric outlet upgraded to GFI upon installation, entire attic insulated with R-19 fiberglass insulation, new natural gas water heater in 2024, Natural gas line installed for gas fireplace installed & later capped off at front of house for fireplace that was removed, main staircase carpeted with runner, newer appliances, exterior brick partially re-pointed near rear of house, front roof over door metal roof installed for snow removal purposes, all new deadbolt locks installed 2026, back yard wooden stockade fence cleaned & sealed 2026, living room/middle parlor, upstairs hallway & 3 bedrooms had engineered laminate wood floors installed 2012, central air conditioner serviced 2019 & basement walls sealed 2026. Private partially fenced back yard, nice deck for entertaining, detached 1 car Garage with electricity & workshop area, plus 2nd storage shed for lawnmower & outdoor tools, blacktop driveway, mature trees, shade, plenty of room for gardening & planting flower beds! Affordable convenient location, must see to appreciate!

867 W Main Street, Watertown City
408 Prospect Street, Watertown City
$84,000
6 Beds ⋅ 2 Baths ⋅ S1716308 MLS
INVESTORS WANTED!!! Great opportunity to purchase a large duplex in Watertown. Both sides have 3 bedrooms and 1 full bath on the second floor. On the main floor, the right side features hardwood floors that have been covered for 50 years with carpet. There is a den, living room, formal dining room, and kitchen. The left side has been partially gutted and is a blank slate to be refinished. Property is in an estate. New metal roof installed in recent years. Lots of income potential, or live in one side and let the other side pay your mortgage. Call today for a showing.

408 Prospect Street, Watertown City
439 S Pleasant Street, Watertown City
$159,900
3 Beds ⋅ 1 Baths ⋅ S1700838 MLS
**Charming 3-Bedroom Home Near Thompson Park!** Welcome to 439 S. Pleasant St., a 3-bedroom, 1-bathroom single-family home offering 1,104 square feet of living space in a fantastic Watertown location. Situated just a short walk from beautiful Thompson Park, this property provides convenient access to one of the area's favorite places for walking, recreation, and enjoying the outdoors. Inside, the home features hardwood flooring and a layout with plenty of potential offering a solid foundation for someone looking to make it their own and add value over time. Outside, you'll find a pleasant patio area with partial fencing, creating a nice space for relaxing, entertaining, or enjoying the warmer months. A small backyard shed provides convenient storage for lawn and snow equipment. With its desirable location, 3-bedroom layout, hardwood floors, and opportunity to add your own touches, this home is worth a look for buyers searching for a property with potential in a great Watertown neighborhood. Offered at **$159,900**.

439 S Pleasant Street, Watertown City
836 Leray Street, Watertown City
$198,500
4 Beds ⋅ 2 Baths ⋅ S1714579 MLS
Duplex for sale in Watertown! Great opportunity and set up for the next owner to either live in one side or rent out both sides for cash flow. Both units are 2 bedrooms and 1 bath with quite a lot of extra space in each unit. Very clean units!

836 Leray Street, Watertown City
226-228 Francis Street, Watertown City
$145,000
4 Beds ⋅ 2 Baths ⋅ S1715245 MLS
Duplex in the City of Watertown! Each unit features 2 bedrooms & 1 bathroom with an up/down setup. Located on the bend of a quiet city street, it would make a great investment property, or live in one side and let income from the other pay the bills. Conveniently located near Downtown, and just minutes to Fort Drum. Contact an agent day today for details, or to setup a showing.

226-228 Francis Street, Watertown City
123 N Pleasant Street, Watertown City
$189,000
4 Beds ⋅ 2 Baths ⋅ S1714847 MLS
Welcome to this spacious 4-bedroom, 2.5-bath city home filled with character, charm, and plenty of room to make your own! Step inside and you’ll appreciate the beautiful original woodwork, classic hardwood floors, and abundance of natural light throughout. The main level offers generous living space, while front and rear staircases add to the character and functionality of this classic home. Upstairs you’ll find four spacious bedrooms, two full baths—including one with a relaxing Jacuzzi tub—and a versatile bonus room that could be used as a home office, playroom, den, hobby room, or whatever best fits your needs. Stair access leads to the full attic, providing additional storage and possibilities. Recent improvements and kitchen appliances approximately one year old add to the appeal. Outside, enjoy a large fenced backyard with plenty of room for entertaining, pets, gardening, or play. A 32' x 32' concrete slab offers additional possibilities—create a patio or outdoor entertaining area, or explore the potential for a future garage or other use. Conveniently located near Thompson Park, downtown Watertown, shopping, restaurants, and everyday amenities, with Fort Drum approximately 20 minutes away. If you’re looking for a spacious home with character, a great backyard, and room to make it your own, this one is worth a look. Schedule your showing today!

123 N Pleasant Street, Watertown City
348 N Indiana Avenue, Watertown City
$189,000
3 Beds ⋅ 2 Baths ⋅ S1713039 MLS
Large Two-Story Home with Tons of Potential! This spacious two-story home is ready for its new owner and offers plenty of room, character, and potential. The first floor features a large family room with cathedral ceiling,laminate flooring along with a cozy gas fireplace and a full bathroom.The spacious kitchen includes an adjoining dining area and convenient first-floor laundry. A formal living room connects to a charming enclosed front porch. Upstairs, you’ll find a generously sized primary bedroom with plenty of closet space, along with two additional bedrooms and a full bathroom. Outside, the property offers a detached garage, a separate enclosed screened-in gazebo, a backyard, and a large side yard—perfect for outdoor activities, gardening, or entertaining. The home is conveniently located close to parks, shopping, and other amenities. Some updates include a newer roof, vinyl siding, and furnace. Seller is offering a $5,000 credit at closing toward updated flooring! Don’t miss the opportunity to make this spacious home your own. Call today to schedule your personal viewing!

348 N Indiana Avenue, Watertown City
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